Abacus is the result of over 30 years' experience and 10
years' development. Direct feedback from users has resulted in a
world-beating software package to meet your current and future
needs.
Abacus OneWorld integrates all data processing, financial
management and client services into one efficient MIS. It is one of
the most advanced systems available: savings, loans, portfolio
management, management reporting, marketing, accounting and client
relations. User definable savings and loan products, built-in
Report Writer with output to PDF, XLS, DOC, RTF.
Abacus is to designed to fit a range of banking and social
finance institutions - running on Microsoft SQL database,
which provides a scalable, robust and easy to
use solution. New and flexible delivery channels are available
for disbursements and collections:
Abacus OneWorld is a totally integrated solution designed with
the highest International Standards with the following key
characteristics:
- Batch input with supervisory authorisation
- Bank Reconciliation
- Branch Accounting
- Built in Diagnostics for Instant Help
- Business process management
- Business Planning and Cash Flow Forecasting
- Client/Members Management
- Context-sensitive help
- Customer Relationship Management
- Designed to International Standards
- Diarised appointment Manager
- Document Scanning
- ID Signatures and Photos
- Integrated General Ledger with full financial reporting: Trial
Balance, Income Statement / P&L, Balance Sheet
- Loan Portfolio Management & Control
- Loans Processing and user defined loan products
- Multiple Accounts
- Portfolio Quality Management
- Powerful and Flexible Reporting including a built in report
writer
- Reports - full range covering Cashier, Loans Savings and
complete financials
- Regulatory Compliance
- Savings / Shares transactions processing and user defined
products
Our Abacus Core Banking System (CBS) is supplemented by a range
of OPTIONAL MODULES for users to add
as their needs demand:-
- Advanced Credit Management - user defined
workflow in debt recovery and delinquency control. Linked to
individual calendars to provide diarised control;
- Advanced Document Scanning - additional filing
and folder management for electronic document management;
- ATM ePOS Link - connects Abacus OneWorld to
your selected ATM/PoS with no limitation on the functionality: cash
withdrawals and deposits, funds transfers, remittances, loan
operations and standard enquiries - balances and mini
statements;
- Card Management Systems (CMS) - web based
card management system which supports the full processing of card
application, through manufacturing and all administration of
post-distribution services : issue new and replacement cards, stop,
suspend cards, pin number management;
- Customer Relationship Management (CRM) - keep
track of all diary appointments and customer enquiries, make
appointments, recorded against individual customer records;
- BI Appraisal - evaluation and due diligence
made easy with the enhanced appraisal system to generate a detailed
and summary key financial ratios and analyses, PAR details and
overall performance report - generated automatically and on
demand;
- Connect-U - used for inter-branch or
inter-institution transactions where the clients from one branch
can do transactions in the other branches or the clients from one
financial institution can transact in the offices of other
financial institution.
- Insurance - calculate premiums for loan
protection insurance, calculate commission on premiums, refunds on
early loan clearance. Within Settings, Insurance the user can
customize the different insurance products being offered.
- Internet Banking - online account enquiries by
members/clients, loan application, statement of transactions, forms
download, loan calculation and repayment schedules;
- Mobile Banking -
individual account management from your mobile phone, transactions
details;
- Mobile Collections - allows
mobile Loan Officers and collection agents to make collections via
their smartphone
- Mobile Loan Officers
- loan origination, collections, route planning, daily
summary;
- Mobile Wallet
- "contactless" payments via your cell phone - Near Field
Communication (NFC);
- Money Laundering Reporting -
- Multi-Currency
- Multi-Lingual - allows different users
to login to their language specific menu and screens. Presently in
English, Spanish, Khmer, Bahasa, Chinese;
- Payments Switch - high
performance and incredibly flexible EFT switch which enables
financial institutions to connect to various financial payment
networks. Allows you to make loan issues or withdrawals
electronically without the need for a paper cheque. Direct
transfer into the client's or member's account to save time,
postage and any delays. Includes bank transfers, salary
lodgments directly to current account, local and international
payments and remittances;
- SMS Text Banking - offering your customers balance
and other alerts, transaction summaries and mini statements on
their cell phone.
- - loan disbursement and collections
in different currencies, savings and deposits in different
currencies, devaluation calculation and application, teller options
to convert deposits as they arrive;
